Steve is a retired navy veteran with service in the enlisted and officer ranks. Among his numerous military decorations are the Air Medal and Combat Action Ribbon, which he earned after accumulating over 750 flight hours, 200 under direct combat conditions. He has held senior management positions in the defense industry and Baltimore-area non-profits for the past two decades. Steve and his family have been USFHP members since 2003. He is intimately familiar with TRICARE’s plans, benefits, and coverage and enjoys helping active duty families and retirees get the most out of their health care options.